Been very quiet recently, been keeping spending down, not done anything about the 2 big things I need to address, enjoyed a few movies and a concert, played no golf, got on with things well at work, got excited about $9.24 from Adsense, found 2 credit cards have been put into credit by recent balance transfer (need to sort this ) and recieved pre-approved offer of credit card from citi bank (will take this up after looking at current credit charging balances – may mean no credit card interest for the next 14 months), will update more often, even if short.